With the start of the new year, most of us have ambitious financial goals we have set to put us on a path to a better financial future. Below we've created a list of 5 free things you may not have considered that you can do to take your finances to the next level.
Read! – the average millionaire reads one book per month. How is this connected to your financial goals? Studies show that reading enhances vocabulary, improves writing and generates a more open mindset for different possibilities. If we want to become wealthy, we must try some of the habits of the wealthy! Not ready to read one book a month? Read a blog post, new article or something daily. Check out our twitter page for personal finance articles!
Apps- We are a society on the go. We swear by our phones and need everything at our fingertips. Yes, you could opt to manage your money by hand but why work harder when we can work smarter? There are a plethora of cool apps that help with managing finances. Our favorite for all around personal finance is Mint. You can connect your accounts to everything and watch mint do it's thing. You can set goals and track your progress. Another new favorite is Qapital. This app lets you set goals and makes saving money effortless. You can set weekly savings amounts, save your change or create custom goals based on whatever you want.
Exercise- This one is a best kept secret. Exercising is a great way to maintain your health, potentially saving you money in the long run on medial bills. In addition to what it does for your health, it’s a good use of time that makes you feel accomplished. The endorphins released after a great work out may help to motivate you into conquer more goals, including reaching your best financial life.
Accountability Partner- Often times we don’t accomplish our goals because we don’t have anyone holding us accountable. Perhaps you feel like your goals aren’t real until you tell someone about them. It forces you to work to make that goal come to fruition because you said you would do it and keeping your word is important. Getting an accountability partner will help keep you forced and motivate you to continue pursuing your goals until you reach them. Reaching your goals will be that much sweeter if you have someone to celebrate with.
Get Organized- Having stuff everywhere is stressful. Having a clear picture of your financial situation and even just a clear living space will do wonders for your ambition. Need help organizing that financial life? Schedule an appointment to see if we have solutions for you!
Which of these are you already doing? Which can you start today?